Buying domestic helper insurance is as easy as purchasing commodities in a grocery. It comes in different packages offering different policies. Depending on what you like and what you need, all you have to do is choose.
Domestic helper insurance offers different packages containing various policies. It is very important to carefully consider which package is right for you and your maids. And with all these fast emerging insurance companies, making a choice can be confusing. In this regard, the credibility of the insurance company matters a lot.
Buying domestic helper insurance from a reputable company is advisable. Reputable domestic helper insurance companies take closer look on the needs of the clients and know how to take care of them. They prepare policies that would create maximum benefits for both the domestic helpers and their employers.
Apart from the credibility foundation of an insurance company, it is very important to scrutinize the insurance policies. Insurance companies have different plans to suit the domestic helper's needs. A basic plan normally includes compensation and hospitalization in case of accidents, but there are more details to be aware of.
Some policies cover just the medical insurance of the domestic helper, while some include the dental insurance. There are policies which cover all types of accidents, oftentimes called full protection, and there are some which clearly indicates exclusions from the plan coverage. Other details like repatriation expense, service allowance insurance, etc. in favor of the domestic helper vary from one insurance policy to another.
Domestic helper insurance also guarantees employers from fraud and theft. Even unauthorized use of Direct Dialing System are covered by some companies. Domestic helper insurance covers any loss of property and the like depending on the insurance policy. And not only that, the insurance company also takes care of the expenses the employer should have incurred in case the maids suffer from accidents and illnesses.
Buy a domestic helper insurance which is cost efficient. The insurance should attend to the basic need of both domestic helper and employer for protection in case something happens. And the cost should also be affordable and reasonable depending on the status of the employer-domestic helper relationship. Some domestic helper work full-time while some part-time. There is always the right domestic helper insurance package for everyone.
Finally, make sure that you agree with all the details, terms and conditions stated in the domestic insurance policy and its contract. The beneficiaries should trust the domestic helper insurance wholeheartedly.
Domestic helper insurance offers different packages containing various policies. It is very important to carefully consider which package is right for you and your maids. And with all these fast emerging insurance companies, making a choice can be confusing. In this regard, the credibility of the insurance company matters a lot.
Buying domestic helper insurance from a reputable company is advisable. Reputable domestic helper insurance companies take closer look on the needs of the clients and know how to take care of them. They prepare policies that would create maximum benefits for both the domestic helpers and their employers.
Apart from the credibility foundation of an insurance company, it is very important to scrutinize the insurance policies. Insurance companies have different plans to suit the domestic helper's needs. A basic plan normally includes compensation and hospitalization in case of accidents, but there are more details to be aware of.
Some policies cover just the medical insurance of the domestic helper, while some include the dental insurance. There are policies which cover all types of accidents, oftentimes called full protection, and there are some which clearly indicates exclusions from the plan coverage. Other details like repatriation expense, service allowance insurance, etc. in favor of the domestic helper vary from one insurance policy to another.
Domestic helper insurance also guarantees employers from fraud and theft. Even unauthorized use of Direct Dialing System are covered by some companies. Domestic helper insurance covers any loss of property and the like depending on the insurance policy. And not only that, the insurance company also takes care of the expenses the employer should have incurred in case the maids suffer from accidents and illnesses.
Buy a domestic helper insurance which is cost efficient. The insurance should attend to the basic need of both domestic helper and employer for protection in case something happens. And the cost should also be affordable and reasonable depending on the status of the employer-domestic helper relationship. Some domestic helper work full-time while some part-time. There is always the right domestic helper insurance package for everyone.
Finally, make sure that you agree with all the details, terms and conditions stated in the domestic insurance policy and its contract. The beneficiaries should trust the domestic helper insurance wholeheartedly.
About the Author:
Alice Sy has extensive experience in the recruitment/placement of domestic helper. Visit the top domestic helper agency Bahamas for free profiles and photos and contact us for the best way to hire your next Filipina maid, nanny, housekeeper, driver, gardener and more.
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