Saturday, March 14, 2009

Do You Dare To Be a Pet Owner without a Pet Insurance?

By John Sommer, PhD.

If you already have your pet signed up for an insurance then great and congratulations! But if you haven't then you might want to think it over once more just in case you weren't thinking hard enough the first time.

Some pet owners that do not have the proper insurance lined up will find themselves looking don't at their pets when the VET will have to give them the lethal injection because you can't pay for their surgery and medication.

In the following paragraphs I'll talk to you about some of the benefits and disadvantages of having and not having pet insurance. You'll have the final choice but it is important that it is based on an actual thought process.

An insurance company is a business and the only way they make money is if they get more in than what goes out. But sometimes money does flow and that is when pet owners have made an insurance policy for they pet and the pet is in an accident and needs treatment and medication.

One of the most common reason that people take on pet insurance is that it provides them with a security. They know that if serious treatment is needed they'll have the insurance company pay the larger part (if not all) of the bills. Huge medical bills are becoming everyday life and most people will try to avoid them.

Not being able to pay the medical bills is a terrible feeling and that is the second most common reason that pet owners will sign up for a pet insurance plan. You'll often pay a small monthly fee in return for having the pet insurance company pick of the larger bills that might come.

It is one thing to get into an accident or to become ill but being healthy and fit is also a large part of living a great life and that is why most pet insurance packages today offer extra health benefits for the pet such as programs for optimal exercise and similar offerings.

Pet insurance is not for everyone and it never will be. Some like taking risks and they'll sometime win and think that they made a great choice. And in the given situation they did. But if you look at all the people that took the same risks but failed you might want to ask yourself whether you want to bet your pets health on your luck?

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